Wednesday, November 21, 2007
Weekend Project
Ever since we moved into the new house Scott has been talking about building a work bench at the back of the garage. So he/we finially did it this past weekend. Here are a few photos of work in progress and the finished product.
"Detailed Plans" Posted so no mistakes could be made
Thursday, November 08, 2007
Student Loans
I Did it ! It is done ! I've paid off my Canada Student Loan today ! WOOO HOOO!
I started out with 4 different loans after finishing my degree. I got caught in the time frame where BC student loans and National Student Loans were dealt with through the banks. So I had 1 loan through the bank for a BC Loan and another 1 for my Canada loan as well as the ones through BC Student Loans and National/Canada Student Loans = 4 different loans.
I paid off a while ago the 2 through my bank, I just paid off my Canada Student Loan today ! and my BC student loan is being forgiven as there is a program in BC that if you are in Health Care and are working in an under-served community then the Government will payoff (Forgive) 33.33% of your loan for each year you work there. So you don't have to pay payments or any of the interest, the only bad part is all the paper work you have to fill out to apply for the program at the start of each year, and then you have to prove at the end of each year that you are working in an under-served community.
Now I just have to make sure I continue to work in an under-served community in British Columbia for a couple more years, then I too will be free of personal debt !
I started out with 4 different loans after finishing my degree. I got caught in the time frame where BC student loans and National Student Loans were dealt with through the banks. So I had 1 loan through the bank for a BC Loan and another 1 for my Canada loan as well as the ones through BC Student Loans and National/Canada Student Loans = 4 different loans.
I paid off a while ago the 2 through my bank, I just paid off my Canada Student Loan today ! and my BC student loan is being forgiven as there is a program in BC that if you are in Health Care and are working in an under-served community then the Government will payoff (Forgive) 33.33% of your loan for each year you work there. So you don't have to pay payments or any of the interest, the only bad part is all the paper work you have to fill out to apply for the program at the start of each year, and then you have to prove at the end of each year that you are working in an under-served community.
Now I just have to make sure I continue to work in an under-served community in British Columbia for a couple more years, then I too will be free of personal debt !
Wednesday, November 07, 2007
Grey November Day
The weather has been great lately, many days of fall sunshine strung along one after another. Today it is rainy and grey and I'm a little bit blah. Yesterday I got off working a whole bunch of shifts (2 days, 2 off, 2 days, 2 off then 2 days and 2 nights), so after recovering from getting off my night shift at 7 am on Tuesday and not being able to sleep last night, I'm kinda tired and bored today. I am mostly bored because Scott is not around and as much fun as a cat is they just don't talk back :P Scott is in Toronto for work this week, I'll be picking him up on Friday when he flies back, the new house feels so big with out him here.
Soon Scott's parent will be visiting us, and then Scott has to work again in Ontario (London and Toronto) at the end of the month into December. But, I get to go with him this time, and visit my sister! I haven't seen her since our Grandfather's funeral this past spring, she will be going home for Christmas this year, and I am not sure that I will be able to make it north to visit. I am excited that I get to go and see her soon. Well I'm off to finish vacuuming the basement..... blah!
Soon Scott's parent will be visiting us, and then Scott has to work again in Ontario (London and Toronto) at the end of the month into December. But, I get to go with him this time, and visit my sister! I haven't seen her since our Grandfather's funeral this past spring, she will be going home for Christmas this year, and I am not sure that I will be able to make it north to visit. I am excited that I get to go and see her soon. Well I'm off to finish vacuuming the basement..... blah!
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